Expecting to see a laundry list of services? We don’t work like that…
In our view, the financial services industry does a disservice to its clients. As an industry, we seem to forget that you, the client, don’t speak our language. And more importantly, it’s not something you should concern yourself with!
Determining your needs for financial planning services isn’t like reading a menu and selecting the items you’d like. In order to do that, you’d have to know what you’re looking at. In other words, the menu would have to be in a language you understand.
It begs the question(s): What does financial planning really mean? What does wealth management actually entail? What in the heck is an asset allocation strategy!? Let us worry about that. For now, let’s talk about you.
Who Is Your Client Doppelgänger?
The Hands-Off Busy Person
“I want a comprehensive and integrated approach to my financial situation. I need an experienced advisor who can look thoughtfully at tax planning, estate planning, retirement planning, and every area of my financial life in order to create a coordinated plan for achieving my goals. My goal is to set it and forget it. Unless you tell me it’s time to take a look at my portfolio, I’m off living my best life”.
Service Offering:
Services include comprehensive financial planning implementation and portfolio management. Based on your specific philosophy, we will balance the goals of wealth creation and risk management within a comprehensive plan.
Compensation:
Comprehensive planning services are provided for a flat fee, based upon the complexity of your financial affairs. If portfolio management is desired, fees are based upon the size of the portfolio under management. Investment advice can also be provided on an hourly basis or under an annual retainer.
The “I Need A Little Help” Strategic Investor
“I want to invest assets in order to achieve my financial goals. I’d like to do some investing myself alongside a skilled professional. I need a knowledgeable advisor who I can delegate to manage some of my investments while utilizing their professional experience, knowledge, and resources to help me achieve my goals and make good, risk-adjusted decisions. I need a confidante”.
Service Offering:
We provide investment advice and portfolio management services. We can discuss issues relating to your investments, evaluate your investment portfolio, create an appropriate asset allocation for you, or make specific investment recommendations on a consultation basis. Depending on your needs, we will implement and monitor investments in accordance with your specific needs.
Compensation:
Investment advice can be provided on an hourly basis or under an annual retainer. Portfolio management fees are based upon the size of the portfolio under management.
The Do-It-Yourself Financial Planner
“I have specific goals in mind such as insurance planning, creating a college savings plan, or rolling over a retirement account. I need financial advice or services on a limited basis, in order to achieve specific ends or complete a particular project. I know what needs to be done, and I need your expertise in the short term”.
Service Offering:
Services are offered based on your unique and particular needs on an hourly basis — you’re the boss. In addition to hourly advice, we can provide modular financial planning services including:
- Asset-allocation Strategies
- Budgeting
- Cash Flow Analysis
- Tax-Advantaged Planning
- Estate Planning
- Insurance Assessment
- College Planning
- Retirement Goal Planning
- Qualified Retirement Plans
- Investment Strategies
Compensation:
Investment advice can be provided on an hourly basis or under an annual retainer. Modular financial planning services are provided for a flat fee based on the complexity of the plan.
